Mortgage Solutions in Washington, DC
I'm Matthew Borgerson with First Home Mortgage, your trusted partner for home financing in the Washington, DC area!
Whether you're a first-time homebuyer or looking to refinance, I offer personalized loan options tailored to your financial goals. Serving the diverse and dynamic DC market, I aim to guide you through every step of the homebuying process.
Services Offered in Washington, D.C.
Here is a snapshot of what I can help you with in the D.C. Area:
Conventional Loans
Competitive rates and flexible terms for buying your home in DC.FHA & VA Loans
Government backed loans ideal for first time homebuyers and veterans, making homeownership more accessible.Jumbo Loans
Higher-value loans for DC's upscale housing market.Refinancing
Lower your monthly payments or shorten your loan term with tailored refinancing programs.
Unsure about your options or the process involved?
Join one of my upcoming online buyer seminars!
Government Programs & Incentives for Maryland Homebuyers
DC Open Doors
Offers down payment assistance to moderate-income earners.
First Time Homebuyer Tax Credit
A credit of up to $5,000 for first time homebuyers in Washington, DC.
Good Neighbor Next Door
Discounts on homes for teachers, law enforcement officers, and firefighters.
Why Buy a Home in D.C.?
Washington D.C. offers a unique blend of urban living, historic charm, and job opportunities, making it a top choice for homebuyers.
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Capital Hill
Historic homes and vibrant community life near iconic landmarks.
Dupont Circle
A lively urban area known for its restaurants, shops, and nightlife.
Georgetown
Beautiful homes, upscale living, and proximity to the Potomac River.
Navy Yard
A fast-growing, modern waterfront neighborhood with a family-friendly vibe.
Advantages of Living in Maryland
Job Opportunities
As the nation's capital, DC boasts a strong job market in government, tech, and education.
Cultural Hub
World-class museums, performing arts, and historical landmarks.
Public Transport
Excellent connectivity with the Metro, bus systems, and walkable streets.
FAQs About Working With a Loan Officer in D.C.
How do I start the mortgage process in D.C.?
The first step is to reach out to me. I’ll guide you through pre-qualification and pre-approval, help assess your financial situation, and determine the best loan options for you.
Can I use a VA loan in DC?
Absolutely! I specialize in VA loans and can walk you through the process to ensure you get the most out of this fantastic benefit.
What are the current mortgage rates in D.C.?
I will work with you to secure the best rate available based on things like your credit score, loan type, and market conditions!
How do I get a pre-qualification for a D.C. mortgage?
Getting pre-qualified is a crucial first step in the homebuying process. I’ll guide you through it by gathering your financial information, running a credit check, and helping you determine how much you can borrow. This will give you a clearer idea of your budget and make your offer more competitive.
How do I qualify for a DC homebuyer program?
Eligibility depends on factors like your income, home location, and whether you're a first-time buyer. Contact me to discuss your options.
What documents do I need to apply for a loan?
When we start the loan application process, I’ll need some key documents like your recent pay stubs, tax returns, bank statements, and any information on your debts or assets. Don’t worry—I’ll provide a full checklist and walk you through it.
Your path to Homeownership in Washington D.C. Starts Here!
Whether you're a first-time buyer or looking to refinance, I’m here to help you find the right mortgage solution for your needs. Let’s work together to make your homeownership dreams in Washington, DC a reality. Get in touch today to get started!